“Should I hire a handyman, or a licensed contractor?”
This is a common question for homeowners. Everyone wants to save on cost when possible, especially if the work seems relatively simple. But when you make a decision to have work done to your home, you are making an investment in your home’s equity. How does a pragmatic homeowner decide between hiring a skilled handyman versus a licensed contractor?
General Handyman: Oftentimes, you would be willing to do the work yourself, but you lack the tools or the time. A general handyman should have (or know where to find) exactly the right tools to help you with these small projects. Be aware, this handyman is essentially being hired as an extension of yourself, and he or she may not have insurance.
Skilled Handyman: When quality counts, you want to hire someone with a little more knowledge about the industry than you may have yourself. Professional trade experience, tools, and a solid understanding of the requirements for your project set this handyman above the other. Make sure you read reviews, and be prepared to ask questions about the handyman’s experience and pertinent training.
Depending on the scope of work, a handyman at this level may provide you with a written estimate. When the work will take longer than one day, a written description of services will help to ensure that both parties understand exactly what work is to be performed, as well as which party will procure the necessary materials. A specific list of exclusions is often helpful as well, but this is offered solely as a courtesy to the homeowner.
In Brevard County (Florida), a business tax receipt (BTR) is required to operate a business. This is not a professional license, and should not be presented as such. A handyman at this level should have a BTR, general liability insurance, and possibly a workers’ compensation policy (or official state exemption). Even so, the homeowner carries the liability for repairs gone awry. Any handyman is essentially being hired as a “professional tool”. Gathering local permits and organizing inspections, when necessary, are the responsibility of the homeowner.
Licensed Contractor: At this level, the homeowner should have a formal contract before the work begins. This contract ensures that everyone knows exactly what is expected of each party, and serves to pass liabilities for failed repairs to the licensed professional. But it also goes the other way. The contractor may prevent a homeowner from selling or refinancing a home due to lack of payment for services rendered.
Depending on the trade, the state or the county will have qualified this professional with specific testing, as well as work experience verification. The licensed contractor is held to the highest level of accountability and professionalism.
The cost of service increases with each level of qualification, but the homeowner’s personal level of responsibility decreases accordingly. Your neighbor may be happy with $20, but your small business owner needs to consider overhead (such as insurance premiums). A licensed contractor pays for continuing education, and is required by law to gain a minimum amount of educational credits per year.
Ultimately, the choice is yours to make. When you decide to hire out, read reviews, and ask plenty of questions. There is one truism which will never change in the construction industry: “You get what you pay for!”
If you are looking for a skilled handyman with proper BTR and insurance, give JCL Repair Services a call, and we will be glad to discuss your needs.